The word coconut is a misnomer. Despite its name, coconut is actually not a nut, or at least had never been one until the Food & Drug Administration (FDA) labeled it a tree nut in 2006. Before then, a coconut had been considered a fruit (specifically, a drupe), and leading allergy advocacy groups still support that classification. As do many Allergists.
Since coconuts contain a single seed within a hard brittle cover, a tree nut classification may make sense from the perspective of a botanist. While others might point to the milky center (with a seed), as consistent with fruits, or better yet, fruit seeds. Depending on who you ask, coconuts may be labeled as fruit, seeds, or tree nuts!
Since the FDA added coconut to the growing list of tree nuts, food manufacturers of products that are tree nut free but contain coconut have been forced to change their labels to state that the product contains tree nuts. For individuals with tree nut allergies who don't have a coconut allergy (which is the majority), this makes the already narrow market of what they can eat all the more limited - and challenging.
Regardless, if you have a tree nut allergy, consult your Allergist before trying coconut.
Bakeovers do contain coconut but no other tree nuts, peanuts or the other top allergens, gluten, dairy, egg, and soy.